Access Cash and Build a Nest Egg

Exceptional Growth & Emergency Cash

MoneySmart provides FREE Emergency CASH Rewards and a High-Growth Capital Bonus to loyal subscribers of our Money Literacy Programme.

Free Emergency Cash

Exceptional Capital Bonus

Easy Online Subscription



MoneySmart is an Emergency Cash and High-Reward Money Literacy Programme on Subscription.

Online 24/7 via this website.

Your Annual Admin Fee & Monthly Subscription.

All your Subscription Benefits.


Emergency Cash Rewards
High-Growth Capital Bonus
Online Financial Coaching

1. Loyalty CASH Facility

Quick and Instant Emergency CASH when you need it MOST! We all know just how much a little extra cash in our pockets can mean… With MoneySmart you can access cash in time of need, through our Emergency Cash Rewards Facility.

MoneySmart allows you to draw a cash amount as a subscription loyalty reward, against your annual money literacy plan according to your chosen subscription option’s annual maximums:

Gold: $10,000, Silver: $5,000 & Bronze: $2,000

Maximum Cash Reward drawdowns are limited as follows:

Gold: Month 1: $1,500 / Month 2: $3,000 / Month 3: $5,000 / Month 4: $6,000 / Month 5: $8,000 / Month 6+: $10,000

Silver: Month 1: $750 / Month 2: $1,500 / Month 3: $2,000 / Month 4: $3,000 / Month 5: $4,000 / Month 6+: $5,000

Bronze: Month 1: $300 / Month 2: $600 / Month 3: $900 / Month 4: $1,200 / Month 5: $1,500 / Month 6+: $2,000

Your Emergency Cash Drawdown Facility is a subscription loyalty reward and is thus not repayable.

Our Emergency Cash Reward Facility is accessible online through this product website. You can access this reward immediately after paying your annual registration fee and 1st monthly subscription, without having to wait!

Simply request the Cash Amount you need from our website, and we shall process transfer of your requested amount to your bank account expediently, usually within 48 Hours. (Dependant on information accuracy, banking restrictions and holidays.)

To qualify for your Emergency Cash Drawdown Facility, you are required to be up to date with your monthly subscription payments in respect of your annual subscription plan.

2. High-GROWTH Capital Bonus


MoneySmart wants to enhance your financial prosperity. We offer an exceptional High-Growth Capital Bonus to loyal subscribers of our service. By subscribing to one of our 3 Service Subscription Plans (Gold, Silver, or Bronze) over a five-year term.


You may claim a Capital Bonus equal to 90% of your paid service fees plus a fixed annual return, less claimed loyalty rewards and admin charges at the end of your 5-year subscription term.

Our MoneySmart Capital Bonus offers more returns than traditional investment plans, through an equivalent fixed annual return of 20%. You may track the value of your capital bonus at any time through the Login function on this website.

3. Money Literacy Program

Upwardly mobile consumers often have the need for personal growth and evolution.

To help you grow into your full financial potential, our Money Literacy Program forms the core of our MoneySmart service offering.

We offer our Money Literacy Program, via scheduled online coaching sessions of 1 hour, to assist you with reaching your financial goals by improving your financial literacy, cultivating a healthy attitude towards money, teaching you money management skills, showing you how to prioritise expenses, how to build savings, cashflow budgeting, how to create an execution plan for reaching your goals, and how to pay down debt. We do not offer coaching pertaining to any financial products or services, and we cannot give you investment advice.

To qualify for this benefit, you are required to be up to date with all your subscription fee payments.

Monthly coaching session limits are determined by your chosen product option: Bronze: 2; Silver: 4; Gold: 8

You may book your online coaching sessions by emailing us, at least 36 hours in advance.

You are liable for an annual administration fee equivalent to one month’s subscription.

All your benefits are included as part of your annual subscription, which is payable monthly and will be deducted as close as possible to your payday.

We will charge a small amount, usually $1.00, as a once-off card verification fee upon registration.

During the first 30 days after signing up for this service, you may cancel immediately for a full refund of all monthly fees paid. Should you wish to cancel later than 30 days after signing up, you must give us at least one calendar month’s written notice and you will be liable for all administrative fees to date.

We reserve the right to amend any of our Subscription Terms at any time, and such changes will be reflected in the content of this website.











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Chat to us online, or contact us as follows:


Corporate Office

  +65 3165 8160

  Monday – Friday, 09:00 – 17:00

Office Address

Please address any written correspondence to:
531A Upper Cross Street
#04-98 Hong Lim Complex

MoneySmart is rendered by eServe Pte Ltd, duly registered in the Republic of Singapore (company registration no 201819283C). We comply fully with applicable laws and regulations and with international marketing and consumer service best practise guidelines.

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